Personal Bankruptcy Laws For Dummies

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John Wiley & Sons, Mar 3, 2011 - Business & Economics - 384 pages
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With tips on understanding -- and surviving -- the new bankruptcy laws

If you're considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all -- so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don't get desperate -- get out of debt instead!

Discover how to
* Weigh the consequences of bankruptcy
* Manage your spending
* Find professional help you can trust
* Decide on the right type of bankruptcy
* Pass the means test
* Keep more of your stuff

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Enjoying Your Fresh Start
Bankruptcy The Big Picture
Considering Bankruptcy
Weighing the Consequences of Not Filing Bankruptcy
Stopping the Bleeding
Meeting the Players
Deciding Which Type of Bankruptcy Is Best for You
Nondischargeable Debts in Chapter 7 versus Chapter 13
A House of Cards Wiping Out CreditCard Debts
Give unto Caesar Using Bankruptcy to Deal with Tax Debts
The Devil Made Me Do It Fines Fraud and Other Foibles
Till Debt Due Us Part Bankruptcy and Divorce
Student Loans and Other Mind Games
Managing Student Loans without Bankruptcy
Strategies for a Successful Bankruptcy

Confronting the Means Test
Getting from Here to There The Bankruptcy Process
Going through valuation hearings
Avoiding Bankruptcy 115 Chapter 7 Considering Alternatives to Bankruptcy
Handling Bill Collectors
Negotiating with the IRS
Keeping Your Stuff
Dealing with Secured Debts
Saving Your Home
Getting Rid of Most of Your Debt
Getting Rid of Most of Your Debt 199 Chapter 13 Lingering Obligations
Avoiding Troubles with Your Trustee
Living on the Edge in Chapter 13 Bankruptcy
Repairing Your Credit
Staying Out of Financial Trouble
The Part of Tens
Ten Common Bankruptcy Mistakes
Ten Things You Can Do Right Now to Ease Your Financial Woes
Ten Common Questions about Bankruptcy
Homestead Exemption Laws

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About the author (2011)

James P. Caher, a practicing attorney with 30 years of experience, is a nationally recognized expert on consumer bankruptcies and authority on the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.
Jim coauthored, with his brother John, Debt Free! Your Guide to Personal Bankruptcy Without Shame (Henry Holt, 1996) and two highly regarded books for lawyers: Discharging Marital Obligations in Bankruptcy (LRP, 1997) and Discharging Credit Card Debts in Bankruptcy (LRP, 1998).
In addition, Jim has published scores of articles for bankruptcy professionals and is frequently called upon to analyze and interpret the complicated provisions of the 2005 bankruptcy law. He was labeled the “online guru” by a national legal weekly because of his regular appearances on the Internet as an expert analyst on bankruptcy law. Jim also serves on the editorial board of the American Bankruptcy Institute.
Jim graduated from Niagara University and then earned his law degree from Memphis State University Law School, where he was a member of the Law Review and recipient of the American Jurisprudence Award for Excellence in the field of debtor-creditor relations. He filed his first consumer bankruptcy case shortly after graduating in 1975. Jim lives and practices in Eugene, Oregon.

John M. Caher is a legal journalist who has written about law and the courts for most of his 25-year career.
Currently the Albany bureau chief for the New York Law Journal, John previously was state editor and legal affairs reporter for the Times Union of Albany, New York. His legal reportage has won more than two dozen awards, including prestigious honors from the American Bar Association, the New York State Bar Association, the Erie County Bar Association, and the Associated Press.
John coauthored, with his brother Jim, Debt Free! Your Guide to Personal Bankruptcy Without Shame (Henry Holt, 1996). He is the author of King of the Mountain: The Rise, Fall and Redemption of Chief Judge Sol Wachtler (Prometheus Books, 1998). In addition, John was the principal writer assisting former U.S. Treasury Secretary William E. Simon in preparation of his memoirs. Mr. Simon’s autobiography, A Time for Reflection, was published in 2003 by Regnery.
John is a 1980 graduate of Utica College of Syracuse University, where he received his bachelor’s degree in journalism, and a 1993 graduate of Rensselaer Polytechnic Institute, where he earned a master’s degree in technical communications/graphics. John lives in Clifton Park, New York.

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