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accreted adjustment affected agriculture average Bangladesh bank erosion Barajalia Barisal District Chittagong Dhaka Dhulkhola disasters displacees distance land cultivation economic activities education and skills embankment endemic enterprise development facilities farming farmland fishing industry five-year plan floodplain Grameen Bank growth Guabaria Harinathpur Hizla thana hogla homestead household heads household members housing human settlements impacts income infrastructure Khulna lack land parcel landless living locality madrasah majority of households markets mouzas move to safer non-farm activities non-farm occupation option percent planning poor population population density programme region resettlement resource utilization respondents river transport riverbank erosion riverbank erosion-prone areas safe and vulnerable safe distance land safe zone households safer areas safer places salaried job sector settled in safe settlement building settlement location settlements planning sharecropping social socio-economic study area thana headquarter transportation network tubewells union vulnerable areas vulnerable households vulnerable lands vulnerable zone households water transportation