A Descriptive Analysis of the Insurance Industry in the United States: A Report |
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A. M. Best Company activities actuarial amount annuity associated billion business of insurance buyer capital commercial banks competition consumer corporate cost coverage CRS from data death benefits deposits earnings earthquake economic loss estimate factors Federal Government Federal Reserve System Federal Trade Commission financial intermediaries financial intermediation GICs and BICs guaranty funds increase individuals industry's insolvencies Insurance Fact Book insurance firms insurance market insurance policy interest rate risk interest rates investment income junk bonds liability insurance lines of business liquid loanable funds loans loss reserves market for insurance McCarran-Ferguson Act mortgages NAIC operating paid payments pension plans percent policyholders premium rates private insurance private pension product liability property-casualty firms property-casualty insurance companies purchase rate of return ratio regulatory reinsurance Report Rept Risk Retention Act risk retention groups risky seller solvency SOURCE supra surplus TABLE Treasury securities types U.S. INSURANCE INDUSTRY underwriting underwriting profits