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Alpha Strategy amount average banker banks benefit billion broker business cycle businessmen capital cause coins commodities competition consumer contract copper cost create cubic foot deficits demand deposit depositors dollars Dow Theory earnings economic employer exchange fall Federal Reserve fish force fractional-reserve banking Frederic Bastiat fundamental analysis future gold increase Indefinite individuals industry inflation interest investment markets keep labor loaf of bread loans loaves lobbying lower manufacturers Maynard metals minimum wage money supply offer OPEC percent person plank plunder politicians price controls problem production profit protect purchasing power real estate real wealth recession regulations result rising prices savings account sell shelf lives shirts shoes shortages silver society someone speculation spend standard of living sting stock prices stockpile storage Strategist subsidy technical analysis theft things trade Treasury securities union vitamins wine workers