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38 per cent 40 a week administrative aged 65 average earnings basis Bellairs Boucher Report Boucher survey change of job Cmnd contracting-out cost of pensions elderly employer enlarged State graduated enlarged State scheme existing pensioners funded government did achieve growing number half-pay pension Health Economics survey hospital beds Labour Government Labour Party large number last Conservative Government level of provision LORD BALNIEL married couple ment mental hospital Ministries of Health Ministry of Social National Health Service nearing pension age needs of old number of hospital number of old occupational pension schemes occupational schemes Office of Health old age pension provision pension rights person possible problems of old proportion of children reason related to earnings retirement pension rights on change savings through occupational scheme started Seebohm Committee Social Security social services statistics supplementary benefit tax reliefs three basic amenities total number total population twelve million employed voluntary effort whole widow