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Affects Your Credit AMOUNT $225 PAID ANYTOWN ANYSTATE APPLIANCES AMOUNT $225 AUTOMTD bad credit BALANCE OWING AMOUNT bankruptcy BIG CITY DEPT bureau may report collection agency credit agreement credit check-up credit file CREDIT HISTORY Complete CREDIT OR LAST Credit Problems credit repair company Credit Reporting Act credit union credit-granting creditor DATE EMPLOY VERIFIED DATE HIGHEST PAST debt collector denied credit disputed item EMPLOYER Fair Credit Reporting Federal Trade Commission finance HIGHEST PAST DUE hire a credit HISTORICAL STATUS KIND improve your credit LAST PAYMENT CREDIT low-cost financial counseling MONTHLY INCOME Mounting Bills negative information Open 30-day phone numbers poor credit history PRESENT STATUS HISTORICAL public record REPORT AND SKIP REPORTED DATE HIGHEST reporting period resolve revolving credit sample credit report SC1001 PLAINTIFF section tells SKIP TO CREDIT SMALL CLAIMS CT Social Security number spouse's name STATUS HISTORICAL STATUS sumer SUPER CREDIT CARD telephone directory UNDERSTAND YOUR CREDIT