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American Bankers Association assets Asso banking system believes bers Big business bond of association borrow Bureau of Federal cent of credit Central Credit Union character of credit cial commercial banks commercial lenders Commission on Money competition credit union families credit union leagues Credit Union Magazine credit union movement credit union officials credit union savings Credit Union System credit unions serve CUNA International CUNA International's CUNA's Managing Director CUNA's Planning Committee December 31 dividend rates employees encouraging thrift Federal Credit Unions financial institutions financial system form a credit genuine common bond growth individual credit unions instalment credit International Credit Union knit group loans for provident low-cost credit membership ment million minimum capital national central fund original concept point of purchase President promote thrift provident purposes public interest save regularly self-help serve members Share insurance small loans small means source of low-cost tion traditional image union movement today Woonsocket