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Abraham Epstein adopted age pension law age pension system age relief aged poor almshouses American Labor Legislation amount annual annuity army Australia average benefit cent charity citizens civil claim Commonwealth Congress contributions contributory cost earn employees employment enacted Epstein established expense fact farm francs funds granted income increased industrial pension inmates institutions invalidity krone Labor Legislation Review less living Massachusetts National National Civic Federation National Review non-contributory old non-contributory old-age pensions number of pensioners old age dependency old age insurance Old age pen old age pensions paid paupers payment Pennsylvania pension bill pension scheme pension system pensions act Pensions.—The plans Poor Law poor relief poorfarms poorhouse population poverty problem receive salaried seventy sickness sions Social Insurance society soldiers taxes thrift tion total number United veterans wage earners wage-earners widows women workers Zealand