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9 percent ability to buy afford to spend ance asked attached house borrowed build buy a home cash reserves charge Closing costs consider conventional loans cost of housing cost of interest dition downpay erty Escrow family's Farmers Home Administration Federal Housing Administration FHA loans financing a home gage loan Homeownership housing expenses housing loan housing needs included income interest rate invest large downpayment loans are available ment ministration Monthly payment rounded nearest $1 neighborhoods October 15 original loan ownership pay the premium paying cash private lenders prop purchase price quitclaim deed real estate taxes RENT OR BUY repay the loan repayment period rounded to nearest rural areas rural families sales contract save you money seller sources of mortgage tion title insurance total cost total interest rounded townhouse type of housing types of mortgage usually Veterans Administration want to buy warranty deed wise to find