Accelerating Loan Modifications, Improving Foreclosure Prevention, and Enhancing Enforcement: Hearing Before the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, First Session, December 6, 2007, Volume 4 |
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Page 20
... NCUA suggests extending the period to at least 12 months . NCUA emphasizes the importance of clearly de- fined terms , including which loans fall into the safe harbor . We suggest using the same definition of reasonably foreseeable ...
... NCUA suggests extending the period to at least 12 months . NCUA emphasizes the importance of clearly de- fined terms , including which loans fall into the safe harbor . We suggest using the same definition of reasonably foreseeable ...
Page 21
... NCUA commends the FDIC for highlighting the importance of issues re- lated to investors and securitized loan pools . We support good faith attempts to facilitate loan modifications . This is not only good for consumers , but it is a ...
... NCUA commends the FDIC for highlighting the importance of issues re- lated to investors and securitized loan pools . We support good faith attempts to facilitate loan modifications . This is not only good for consumers , but it is a ...
Page 130
... LOAN MODIFICATIONS , IMPROVING FORECLOSURE PREVENTION , AND ENHANCING ENFORCEMENT " BEFORE THE COMMITTEE ON FINANCIAL SERVICES THURSDAY , DECEMBER 6 , 2007 I. Introduction NCUA's primary mission is to ensure the safety. 130.
... LOAN MODIFICATIONS , IMPROVING FORECLOSURE PREVENTION , AND ENHANCING ENFORCEMENT " BEFORE THE COMMITTEE ON FINANCIAL SERVICES THURSDAY , DECEMBER 6 , 2007 I. Introduction NCUA's primary mission is to ensure the safety. 130.
Page 131
... NCUA's primary mission is to ensure the safety and soundness of federally - insured credit unions . It performs this ... NCUA provides oversight and supervision to 8,163 federally - insured credit unions , representing 98 percent of all ...
... NCUA's primary mission is to ensure the safety and soundness of federally - insured credit unions . It performs this ... NCUA provides oversight and supervision to 8,163 federally - insured credit unions , representing 98 percent of all ...
Page 132
... NCUA continues to closely watch performance indicators in the mortgage lending area through data collection and the examination and supervision process . Impact of Legislation on Specific Mortgage - Based Products The proposed ...
... NCUA continues to closely watch performance indicators in the mortgage lending area through data collection and the examination and supervision process . Impact of Legislation on Specific Mortgage - Based Products The proposed ...
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Common terms and phrases
ability to repay adjustable rate mortgages AFL-CIO amendment American Securitization Forum approach assignees avoid foreclosure BAIR believe bill CALHOUN Chairman Frank consumer contract counseling credit scores creditor crisis default delinquent economic efforts enforcement FDIC Federal Reserve federally-insured credit union FICO score Foreclosure Prevention going HOEPA homeowners homeownership HOPE NOW Alliance house prices housing market hybrid ARMs impact increase industry interest rate investors issues KANJORSKI large numbers legislation lenders liability loan modifications loss mitigation million modify loans mortgage market mortgage servicing mortgage-backed securities NCUA net present value options participants pattern and practice pattern or practice payment shock percent predatory lending prepayment penalties problems proposal protection rate reset real estate refinance refinancing regulators residential mortgage loans restructuring risk safe harbor SCHWARTZ secondary market significant solutions standards starter rate subprime ARM subprime borrowers subprime loans subprime mortgage testimony Thank Treasury underwriting violation workout plans