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activities amended analysis assets authorized under 12 bank holding company Bank Midwest Decision bank's main office Branch Application branch bank branch retention CBCT charter Community Reinvestment Act Comptroller Congress Connecticut Control Number County deposits establish a branch evaluation existing branches expressly February 25 Fidelitv/New Jersey Decision former main office grandfathered branches Idaho Interpretive Letter interstate bank interstate branching interstate merger transaction interstate national bank KeyBank legally authorized legislative history limited loans main office location main office relocation Maryland McFadden Act Merger Application Michigan mortgage N.A. OCC Corporate National Bank Act NationsBank/Marvland National Decision NatWest novo branch OCC Bank Midwest OCC Corporate Decision OCC First Fidelitv/New OCC NationsBank/Marvland National OCC's interpretation operate its existing operating subsidiary organization certificate out-of-state banks permitted prior proposed provisions purchase Ramapo Bank relocates its main resulting bank Riegle-Neal Act section 30 section 36(c statute subsection Transfer Binder Virginia