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acceptance action Administrator annual percentage rate applies Article assignment bailee bankrupt bankruptcy bill of lading bona fide purchaser breach buyer chattel paper claim clause collateral collecting bank commercial consumer credit sale consumer loan court credit service charge creditors debt debtor Definitional Cross References delivery depositary bank discharge disclosure dishonor document of title draft drawee drawer due course effect faith filing holder in due indorsement instrument issuer letter of credit liability lien limited loan finance charge ment notice notification obligation original Section paragraph payable payment payor bank person petition Point Prior Uniform Statutory proceeding purchaser Purposes of Changes pursuant reasonable Receipts Act received remedies respect rule secured party security interest seller signature specific statute subsection sumer tender tion transaction transfer transferor trustee Uniform Sales Act Uniform Statutory Provision unpaid balance Warehouse Receipts warranty