Rural Banking in India: An Empirical Study

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Daya Publishing House, Jan 1, 1988 - Agricultural cooperative credit associations - 198 pages
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The Present Study Is A Collection Of Several Fact-Finding, On-The-Spot Surveys On The Functioning Of Three Tier Institutional Structure. It Is Divided Into Two Parts. Part I Reveals The General Picture I E The Prospects And Constrains Of Cooperative Credit Movement In India. Part Ii Comprises Of 13 Case Studies. First Two Chapters Deal With The Performance Of District Cooperative Central Banks. As Cooperatives Are Still Harping On Security In Their Lending Marginal Farmers/Small Farmers Are Denies Their Due Share In The Total Credit. Morever, Large Farmers Claim Lion S Share In Cooperative Credit By Masking Themselves As Small Farmers. Though On Quantitative Count Cooperative Institutions Particularly Pacs Have Done A Commendable Job But Their Performance Qualitatively Speaking, Is Uneven Between Regions And Membership Groups, Which Is Established In Chapters From 13 Through 18. Consumption Credit To Farmer-Members Is Neglected Aspect Of Cooperative Functioning. Its Availability From Pacs In Villages Will Be Free Them From The Strangulations Of Village Moneylenders (19 Chapter). Therefore, There Is Utmost Need To Supply The Essential Consumer Commodities Through Pacs Under Public Distribution System (20Th Chapter). Finally, A Frontal Attack Is Made On The Problem Of Overdues Of Cooperative Institutions. Contents Chapter 1: Co-Operative Development In India With Focus On Seventh Plan Strategy; Chapter 2: Sound Agricultural Credit System In India: An Analysis; Chapter 3: Rrbs: How Far They Are Filling The Credit Gap In Rural India; Chapter 4: Co-Operative Credit For Agricultural Development; Chapter 5: Short-Term Co-Operative Credit: A Case Of A P State Co-Operative Bank Ltd; Chapter 6: Long-Term Financing Of Agriculture: A Study Of Apld Bank; Chapter 7: The Flow Of Co-Operative Credit To Small Farmers; Chapter 8: Whither Co-Operative Credit Movement? Chapter 9: Gandhiji And Co-Operative Credit Movement; Chapter 10: Co-Operatives Failed In A P But Will Succeed; Chapter 11: Co-Operative Central Banks: Their Operation And Performance: A Case Study Of Two Dccbs In A P; Chapter 12: Co-Operative Credit: The Role Of Co-Operative Central Bank In Prakasam District Of A P; Chapter 13: Progress Of Pacs In Prakasam District In The Era Of Planning; Chapter 14: A Study Of The Structure, Conduct And Performance Of Pacs In Prakasam District; Chapter 15: Regional Variations In The Performance Of Pacs: A Case Study; Chapter 16: Credit Performance Of Pacs: A Case Study; Chapter 17: Inter-Society Variation In The Loaning Operations: A Case Study; Chapter 18: Co-Operative Finance For Weaker Sections: A Case Study Of Prakasam Distt.; Chapter 19: The Role Of Pacs In Providing Consumption Credit To The Weaker Sections; Chapter 20: Role Of Co-Operatives In Pds For Essential Commodities: A Case Study; Chapter 21: Sfda In Prakasam District; Chapter 22: Joint Co-Operative Farming Society In An Agrarian Village: A Case Study In An Agrarian Village; Chapter 23: Recovery Performance Of Pacs And Its Strategy: A Case Study.

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