The National Credit Card Consumer Protection Act, and the Credit Cardholder Protection Act: Hearing Before the Subcommittee on Financial Institutions and Consumer Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-ninth Congress, Second Session, on S. 1603 ... and S. 1922 ... January 28, 1986, Volume 4 |
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American Bankers Association annual fees annual percentage rate application average daily balance bank card Bankers Association card accounts card holders card interest rates cardholders cards issued ceiling on credit Chairman Citibank competition Congress consumer credit consumer loans cost of credit cost of funds credit card credit credit card industry credit card interest credit card issuers credit card market credit card operations credit card programs credit card rates credit risks creditors customers decline disclosure economic effect Electronic Funds Transfer Federal Reserve Board finance charges financial institutions forms of consumer grace period higher increase interest rate ceilings interest rate controls legislation lenders lending losses lower merchant discount million National Bank offer payment percent price controls prime rate profit proposed Rainier Bank rates on credit regulation restrictive retail cards revenue Senator D'AMATO Senator GORTON statement Subcommittee sumer transaction Truth-in-Lending Act usury ceilings variable rate ceiling Washington