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able administrative agency agreement amount apartment application approved architect architectural benefits bond builder builder's fee building cash Commissioner commitment completed construction loan contract contractor controls conventional corporation cost certification deal debt service depreciation documents equity Escrow estate taxes expenses Feasibility Conference federal FEDERAL HOUSING ADMINISTRATION FHA financing FHA FORM FHA loan FHA mortgage FHA office FHA programs FHA regulations FHA's going income interest rate investment investors involved land cost land improvement land profit lease LPA's ment mortgage amortization mortgage insurance mortgage lender mortgage loan mortgagor multi-family housing municipality National Housing Act non-profit sponsor off-site option ordinary income owner payment permit pre-application problems profit and risk public housing purchase redeveloper rent rental replacement reserves schedule Section specifications surety bond tenants tion Turnkey units Urban Renewal areas Urban Renewal plan Urban Renewal project