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add-on interest rate annual interest rate annual percentage rate average number average waiting beta coefficient Cash Proceeds centered moving average CHSl Curve Fit data pair input data points discount rate DISPLAY KEYSTROKES DISPLAY ENTER 11 Example exponential smoothing f|CLEAR|PRGM fCHSl fixed costs following HP-12C program forecast fRCLlO fREGl fSTOlO future value Gompertz curve gross profit growth rate KEYSTROKES DISPLAY KEYSTROKES KEYSTROKES DISPLAY mnvRi lender list price loan and press Marginal Tax Rate markup mrpTRi number of months number of payments number of units obtain operating leverage pair data input payment period periodic interest rate Potential Gross Income press R/S press R/Sl press STO price and press Proceeds of Resale queue rate and press REGISTERS remaining balance Repeat steps rTsI sales price sales volume selling price standard error unit and press Unused FV Unused PMT Unused R0 value and press variable costs wrap-around mortgage x-value yield