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According to FDIC address capital address deficiencies adequately capitalized assess asset quality bank or thrift banks and thrifts basis points Call and Thrift CAMELS ratings capital deficiencies capital levels capital restoration plan codified at 12 credit agency ratings deposit insurance fund Deposit Insurance Reform deposit insurance system depository institutions failed to meet FDIA FDICIA Federal Deposit Insurance federal regulators Federal Reserve System financial ratios Financial Report data formal enforcement actions GAO analysis Government Accountability Office implemented PCA institution's capital category institutions failed institutions they regulate Insurance Reform Act issue a PCA leverage capital material loss review meet minimum capital noncapital supervisory actions number of institutions officers and directors PCA Capital Categories PCA directive PCA to address percent problem institutions regulators used PCA risk category risk-based pricing safety and soundness section 38 section 8(e significantly undercapitalized stock valuation Superior Bank systemic risk Thrift Financial Report tier 1 capital well-capitalized
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Page 59 - We recommend the creation of a National Monetary and Credit Council which would include the Secretary of the Treasury, the Chairman of the Board of Governors of the Federal Reserve System, the Comptroller of the Currency, the...
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Page 60 - Administration (NCUA), the Office of the Comptroller of the Currency (OCC), and the Office of Thrift Supervision (OTS) and to make recommendations to promote uniformity in the supervision of financial institutions.
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Page 24 - Act). (F) Paying excessive compensation or bonuses. (G) Paying interest on new or renewed liabilities at a rate that would increase the institution's weighted average cost of funds to a level significantly exceeding the prevailing rates of interest on insured deposits in the institution's normal market areas.
Page 24 - ... usual course of business, including any investment, expansion, acquisition, sale of assets, or other similar action with respect to which the depository institution is required to provide notice to the appropriate Federal banking agency.
Page 23 - ... of the effective period of the prior determination. (C) Appointment of receiver required if other action fails to restore capital. (i) In general. Notwithstanding subparagraphs (A) and (B), the appropriate Federal banking agency shall appoint a receiver for the insured depository institution if the institution is critically undercapitalized on average during the calendar quarter beginning 270 days after the date on which the institution became critically undercapitalized. (ii) Exception. Notwithstanding...