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Annual Awards Assistance Program TAP attendance costs average awards award schedule award would increase campus-based programs City University CM CM College Work Study CoMunity degree-granting institutions Direct Student Loans Education Services Corporation eligibility Enrollment expenditures family income Federal Pell Grants Federal programs Federal student aid financial aid programs financial need full-time funds graduate level graduate students guaranteed loans Guaranteed Student Loan Higher Education Data Higher Education Services Independent Colleges maximum award million National Direct Student NDSL numbers of recipients o o c o o o OO OO OO payments percent postsecondary education proportions proprietary schools public colleges Regents College rv CM rv rv sector and level Services Corporation Annual STAP State-administered student aid programs student financial aid Student Loan Program Table TAP recipients taxable balance Tuition Assistance Program uiojj undergraduate and graduate undergraduate level utilization rates