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action additional administrative adopted agreement appeals applicable arbitration agreement arbitration clause Arbitration Committee areas arising Association avoid award Bank of America Bank of California benefits binding arbitration claims Code collateral companies considering constitute contract controversy costs customers deal decided decision designed develop discovery discussed disputes documents enforceable et seq example exercise expense experience expertise fact Federal Arbitration Act fees filed finality financial institutions foreclosure hearing hospitals implemented important industries interest involved issues judgment judicial reference jury least lender lender liability limited litigation loan matter McMahon motion otherwise panel parties plaintiff potential procedures proceeding provision provisional questions real property reasonable relating remedies resolution resolve result retired judge Rules secured selected similar situations specific Stat statutes supra Supreme Court tion tort waiver Wilko