Money 911: Your Most Pressing Money Questions Answered, Your Money Emergencies Solved

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Harper Collins, Dec 16, 2009 - Business & Economics - 481 pages

Jean Chatzky, the popular Today Show financial editor and Oprah contributor, shows readers how to navigate the critical challenges and universal conundrums of personal finance in Money 911. A lifesaver in difficult economic times, Money 911 answers the tough financial questions about how to manage your money in  the face of life-altering events. Like popular personal finance guru Suze Orman, Chatzky offers clear, optimistic, timely, and intelligent advice for any recession victim who might be suffering the slings and arrows of unanticipated economic misfortune.

 

Contents

DEBT 136
1
How do I deal with bill collectors?
10
Is it safe to borrow from people whom you dont know? I
17
Do you have a script you use when asking credit card
24
MONEY AND LIFE 3780 10 Id like to hire a financial advisor but after all the frauds in the news recently Im nervous Can you help?
37
Is it better to lease a car or to buy it? What are the pros and cons of each?
40
Is it possible to get out of a car lease early?
45
inherited money What now?
48
REAL ESTATEMORTGAGES
172
Whats a short sale? Which is worse for my credit score a short
179
How do I get the best deal on a home equity loan
185
Should I sell my house without a broker?
193
PAYING FOR COLLEGE
212
Whats the first step in saving for college for my child?
218
Where can I find scholarships and grants for college?
224
Is a highpriced private college worth the cost?
230

What should I do with my money when interest rates are going up? Or down?
51
How do I save for a goal?
54
Should I bank online?
56
Which financial papers should I keep? Which should I toss? And on what timetable?
58
Whats the best way to save on airline tickets hotel rooms and car rentals?
62
Should I borrow money from a family member or a friend? How should I go about doing
65
Whats the appropriate amount to tip?
67
Whats the etiquette when splitting an uneven check?
69
Should I use my debit or credit card for everyday purchases?
71
PROTECTING YOUR FAMILY 8197
81
How do I write a will?
83
How often do I need to update my will?
86
Should I leave money to my children?
88
How do you secure the financial future of a child with special needs?
91
IDENTITY THEFT AND SCAMS 28 Could my child be a victim of identity theft?
98
How do I protect my identity? What should I do if my identity has been stolen?
99
What is a brokered
102
Am I being scammed?
107
Is there a way to get rid of junk mail? 98116
111
SPENDING 117149
117
How can I save money on groceries?
124
How do I find a budgetfriendly cell phone plan? What about
134
How can I cut my utility bill?
142
CREDIT
150
do this?
154
Are the 0 credit card offers I get in the mail legitimate?
158
Which is more important paying off my credit card debt
164
INSURANCE
237
How do I buy my own health insurance?
244
Whats the best way to negotiate with a doctor or hospital
250
Which should I buyterm or permanent life insurance?
258
Do I need disability insurance? Whats the best way
265
How do I save on homeowners insurance?
267
Do most homeowners policies cover my jewelry or other
273
RETIREMENT
282
What is an annuity?
294
How do I roll over a 401k?
300
How much do I need to set aside for retirement?
307
How do I transition into Medicare?
319
SAVING AND INVESTING
332
What is a
338
How do I put together an assetallocation plan?
350
What are the FDIC and SPIC? How do they protect
356
CAREERSWORK
368
Can I afford to stop working after having a baby?
378
What Web sites have information on legitimate stayathome
384
TAXES
391
How do I choose which charities to support?
397
My ex refuses to pay child support How do I get
412
MILESTONES 421438
421
How can I prepare financially for a baby?
429
ACKNOWLEDGMENTS
439
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