The Savings and Loan Crisis |
Contents
CHAPTER | 11 |
CHAPTER 3 | 37 |
Empirical Analysis of the Causes of the Savings | 63 |
Copyright | |
2 other sections not shown
Common terms and phrases
Barth capital requirements Cebula ceteris paribus chapter Commercial Banks competition cost of funds COSTt-2 crude oil current dollars decreasing functions deposit account deposit insurance premiums Depository Institutions Deregulation disintermediation Economic Perspectives empirical section estimated coefficients exhibit the expected expected signs F.S.L.I.C.-insured Savings federal budget deficit federal deposit insurance Federal Reserve Bank Federal Reserve policy federal Savings federally insured Savings FEDt Financial Services funds to Savings impact increased ings and Loans insolvent interest rate risk Journal of Economic Loan crisis Loan failure rate Loan industry Loans that failed Monetary mortgage loans mortgage portfolio yield MORTt nominal interest rates percent level percent per annum period PSLt and NSLt recession RECt reduced-form equations Regulation Q Reserve policy shift return on assets RINSt-2 risk risk-taking S&Ls Savings and Loans shown in Equations Southern Economic Journal statistically significant stochastic error terms Tax Reform Act tions usury usury ceilings variable